Knowledge is the key to success in all of life's decisions. The more you know, the easier it is to make intelligent choices.... Brian Kennedy

CONNECT

Address:

3806 Market Street Suite 1
Camp Hill, PA 17011

Phone:

(717) 774-7080

Fax/Other:

(717) 920-7645

Services

 

"Start by doing what's necessary; then do what's possible; and suddenly you are doing the impossible." — Francis of Assisi

You have worked a lifetime to accumulate your assets—and we're ready to help preserve your wealth and put it to good use with strategic financial planning. In our opinion, financial planning should be about more than simply using your age, income, and risk tolerance to create a suitable portfolio. Instead, we think true financial planning must address and improve every aspect of your life. Of course, we're here to pursue the investment growth you desire, but our approach extends far beyond your portfolio.

No matter your path in life, we will support your future with a full range of sophisticated services and support.

KCA Wealth Management

Foundation of Service

When supporting clients, our approach to financial planning incorporates all of the facets below.

  • Financial Planning StrategieS

  • Financial Planning can be a life-long process that assists you and your family in taking control of your financial future. We can help you set your financial goals, develop and implement financial strategies, and review your progress on a regular basis. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.
  • Business Continuation & Exit Planning Strategies

    No matter if you hope to sell your business or pass it on to future generations, we'll work with you and your other professional advisors to design a strategy around your goals. From your prime earning years to your retirement, we will continually focus on aligning your business needs with your personal financial life.
  • Tax-Reduction Strategies

    Ultimately, the less you pay in taxes, the more money you'll have. So, we believe reducing your tax liabilities is one of the best ways to preserve your assets and protect your portfolio growth. We use sophisticated tax-reduction strategies and always consider an investment's tax repercussions before making any recommendations.

 

  • Income PlanninG

  • As clients consider their retirement, a key concern is whether they will outlive their income. For clients in this stage of life, we take our wealth accumulation planning a step further by developing a customized plan for distributing assets following retirement. We focus on strategies to provide liquidity for current needs, as well as structuring predictable retirement income streams integrated with long-term growth.
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  • In order to assess your ability to comfortably retire, we review your current retirement assets, including IRA's, 401(k)'s, deferred compensation plans, pensions, and non-qualified accounts.  By analyzing your cash flow and spending habits and by considering tax implications and inflation, we can help you develop a tailored retirement plan to reach your goals.

 

  • Retirement Planning

    We offer full, qualified retirement planning services using a wide variety of tax-favored plan designs. Our advisors can help you save toward retirement—while devising and implementing a distribution strategy.

 

  • Estate & Trust Planning Strategies

    By using various trust and estate planning techniques, we can help you protect your assets and ensure their distribution aligns with your goals and values.

 

  • Investment Planning and Design

    Your investments are the engine driving your wealth management, so we take their strategy and implementation very seriously. After in-depth research and analysis, we'll walk you through an asset allocation process designed to help you pursue your goals and take advantage of asset building and risk management techniques.

 

  • Life Insurance

    Protecting financial health of your loved ones if you or your spouse passes away is a powerful way to demonstrate your love. We will help you preserve future liquidity, income, and wealth transfer needs through a strategic and customized approach to life insurance.

 

  • Insurance

    The appropriate mix and amount of insurance is essential in order to maintain your financial security during and after any life event. We'll help you protect your assets with disability income insurance, disability buy-out insurance, health insurance, and long-term care insurance.

 

  • Asset Protection

    We can help you protect what you have worked a lifetime to accumulate. Utilizing a financial engineering process, we coach you through strategies that may not only help protect you from the many contingencies life may bring your way, but at the same time, help you accumulate assets, increase your retirement income options and account for lost opportunity costs utilizing tax reduction straegies.

 

Business Succession and Exit Planning -
Business Intelligence Institute

What keeps you up at night?

We understand that owning a business is not only a full-time job, it's a lifestyle choice. And it is not surprising that most business owners have done some level of planning, at different times through different advisors, often resulting in a lack of coordination, and a clear direction moving forward.

The Business Intelligence Institute® is a network of financial planners with demonstrated expertise in comprehensive financial planning with particular concentration in issues particular to owners of closely held businesses.

As a Business Intelligence Institute Specialist®, Brian brings expertise to the unique planning circumstances that face every business owner at every stage of their business development process.

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It is our goal to simplify the process, put your planning issues in our hands, and to be your advocate to get your planning work done, so that you can focus on what you do best – running and growing your business!

Areas of Planning

 

Entity Planning

  • Valuation
  • Cash Flow - Working Capital
  • Financial Leverage
  • Tax planning - C vs. S
  • Opportunity for Growth - Risk in Industry- Barrier for Entry
  • Risk Management
  • Bridge to Personal Financial Plan

Executive Compensation

  • Key Employee Retention
  • Deferred Compensation - Synthetic Equity
  • COLI
  • Optimize Pension
  • 3.8% Surtax Planning
  • 1031 and 1035 Exchanges

Employee Benefits

  • Group Benefits
  • Health Care Reform - Health Benefits
  • 401(k) Plan
  • Long Term Care
  • Disability Income

Business Succession

  • Bench Strength for internal succession
  • Exit Planning
  • Buy Sell
  • Keep Sell
  • No B/S (Children Business)
  • No B/S (Partner)
  • Stock Red vs. Cross Purchase
  • Wait & See Buy/Sell
  • Equalization - Business to Children
  • Financial vs. Market Researching
  • Value Gap
  • Management Succession
  • ESOP

 

 

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck